Save Money. Save Time. Take Control.

   Mortgage Disclosure

  Advertisers  |  Find A Realtor  |  Find A Lender  |  Contact Us   |  About  |  Home  |  Site Map  |  FAQ  |  Dictionary  |  Calculators  |  Rates  

   Site Map

 •  Home

 •  Advertiser Index

 •  Find A Realtor

 •  Find A Lender

  

 •  Before You Apply: 1 Year

      • 6 Months

      • 3 Months

      • 1 Week

      • Do's

      • Don't's

      • 10 Questions to Ask Your Lender

  

   •  Mortgage Dictionary

  

   •  Can You Trust Your Loan Officer?

      •  Whose Referral Should You Use?

  

   •  Lender, Broker, or Bank?

      • Lender

      • Broker

      • Bank

  

   •  Types of Loan Products

      • Conventional

      • Government

      • Fixed

          • Balloon

          • Buydown

      • Adjustable

         • Negatively Amortizing

         • Option ARM

         • Two-Step

         • Graduated Payment

      • Interest-Only  

   •  Types Of Documentation

   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   •  Underwriting

      • Credit

      • Debt Ratios

      • Funds To Close

      • Compensating Factors

  

   •  Pre-Approval

  

   •  Credit

      •  What is a Credit Report?

      •  What Can I Do to Improve My Score?

      •  What Information Is On my Credit Report?

      •  Who Can Check My Credit?

      •  How Does a Lender Use My Credit Report?

      •  Credit Safety

      •  Your Expense Ratios

   •  Income & Employment

      • Types Of Acceptable Income

  

   •  Assets/ Down Payments

      •  Acceptable Sources & Assets

          •  Checking & Savings

          • Stocks & Bonds

          • Gifts

          • 401k & Retirement Plans

   •  Down Payment Assistance

      •  Government Grants

    •  Processing

  •  Title

      •  Title Search

      •  Title Insurance

  •   Appraisals

      •  Types of Comparison

          • Sales Approach

          • Cost Approach

          • Income Approach

     • FHA Appraisals

     • VA/ USDA Appraisals

  •  Alternative Financing

      • Types Of Alternative Financing

  •  Which 1st, A Mortgage Or A Home?

  •  FHA

     • FHA vs. Conventional

     • Link To HUD Website