About the Site

  "Taking the pain out of home finance." 

  Mortgage Disclosure was conceived and written with the intention

  of demystifying the home financing process for home buyers.

  Our years as loan officers, processors, and underwriters offered

  proof that mortgages were hard on borrower's hearts as well as

  their wallets, and that a little bit of quality service went a long way

  toward easing the emotional and financial burden of applying and

  borrowing. 

  "Service is the key."

  It is quickly obvioius that those who do well in the mortgage

  business (or any other business) are the ones who consistently

  provide excellent service.  Providing that service was a great joy

  through the course of our tenures, and after retiring we wondered

  how we might continue to provide that service.   The idea of

  writing a mortgage advice guide occurred to us, and out of that

  idea evolved this website. 

  "Knowledge is power"

  Home finance is an information-intense experience, but doesn't

  require any especially scholarly or technical skills.   With

  mortgages, knowledge is power and power is easily within the

  grasp of anyone willing to do a little reading.   This site will

  narrow (but not completely close) the gap between what you

  know and what your loan officer knows.  It's not meant to replace

  him or her, just to make it possible for you to know best what you

  want, and to judge the quality of the service you're receiving from

  the person charged with helping you get it.

   

  If it's not here, feel free to ask, and we'll do our best to provide an

  aswer.  Good luck, and congratulations in advance on your new

  home!

  --the editors